Medical
Compare emergency medical treatment, hospital costs, and medical-support limits by cover level.
Levels of Cover
Compare our plans side-by-side to find the perfect coverage for your adventure.
| Benefits | WorldMore Cover |
|---|---|
| Medical Expenses | £10,000,000 |
| Diagnostic tests | £10,000 |
| Emergency dental | £250 |
| In-patient benefit | £300 |
| Criminal Injuries | £5,000 |
| Additional Mountain Rescue | £2,000 |
| Cancellation & Curtailment | £3,000 |
| Personal Belongings | £2,000 |
| Personal money | £500 |
| Tickets | £1,000 |
| Passport and visas | £250 |
| Delayed baggage | £100 |
| Personal Liability | £2,000,000 |
| Travel delay | £100 |
| Delayed departure or arrival | £100 |
| Hijack of aircraft | £3,000 |
| Missed departure | £300 |
| Abandonment | £2,000 |
Levels of Cover
Compare our plans side-by-side to find the perfect coverage for your adventure.
Cancellation
See how cancellation and cutting-short cover changes across the available plans.
Personal belongings
Check baggage, possessions, money, documents, and related personal-belongings limits.
Medical Expenses
Benefit
WorldMore Cover
Overall limit
£10,000,000
Diagnostic tests
£10,000
Emergency dental
£250
In-patient benefit
£300
Criminal Injuries
£5,000
Additional Mountain Rescue
£2,000
Cancellation & Curtailment
Benefit
WorldMore Cover
Overall limit
£3,000
Personal Belongings
Benefit
WorldMore Cover
Overall limit
£2,000
Personal money
£500
Tickets
£1,000
Passport and visas
£250
Delayed baggage
£100
Personal Liability
Benefit
WorldMore Cover
Overall limit
£2,000,000
Travel delay
Benefit
WorldMore Cover
Overall limit
£100
Delayed departure or arrival
£100
Hijack of aircraft
£3,000
Missed departure
£300
Abandonment
£2,000
Medical costs abroad
The strongest job of this page is to make the medical side easy to understand: emergency treatment, hospital costs, medical assistance, and what support looks like if something serious happens while travelling.
Cancellation and trip disruption
This is where customers usually want clarity before they buy. The page can explain how cover responds when a trip has to be cancelled, cut short, delayed, or rearranged for an insured reason.
Bags, belongings, and documents
Rather than making customers scan a comparison they do not need yet, this area can explain the practical everyday cover: luggage, valuables, money, passports, and the things people actually travel with.
Activities and travel style
WorldMore is activity-led, so the cover page should also reassure users that the policy is built around active, independent, and longer trips, not only standard beach holidays.
How to read the cover
This version treats the page less like a plan comparison and more like a guide. It gives customers a short explanation first, then lets the detailed benefit rows sit underneath as supporting evidence.
Limits are shown by benefit so customers can check the parts that matter to their trip.
The excess and exclusions still matter, even when a benefit is listed as covered.
Optional add-ons should be checked separately during the quote journey.
Medical Expenses
Overall limit
Diagnostic tests
Emergency dental
In-patient benefit
Cancellation & Curtailment
Overall limit
Personal Belongings
Overall limit
Personal money
Tickets
Passport and visas
Personal Liability
Overall limit
Travel delay
Overall limit
Delayed departure or arrival
Hijack of aircraft
Missed departure
Coverage explained
Travel cover, broken down
A plain-English view of the main policy areas, using the schedule of cover and policy wording as the source.
Levels of Cover
Robust travel protection helps cover your trip, your health and your stuff. See the main policy areas in plain English before you check the full wording.
Medical
Compare emergency medical treatment, hospital costs, and medical-support limits by cover level.
Cancellation
See how cancellation and cutting-short cover changes across the available plans.
Personal belongings
Check baggage, possessions, money, documents, and related personal-belongings limits.
Medical cover
Emergency treatment, hospital costs and medical assistance if illness or injury interrupts your trip.
Cancellation cover
Protection for insured cancellation and curtailment reasons before departure or while you are away.
Personal belongings
Cover for luggage, money, travel documents and the everyday items you take with you.
Medical
Compare emergency medical treatment, hospital costs, and medical-support limits by cover level.
Cancellation
See how cancellation and cutting-short cover changes across the available plans.
Personal belongings
Check baggage, possessions, money, documents, and related personal-belongings limits.
What's Included With WorldMore Insurance
Built to support real trips, from start to finish.
Coverage Limits
Emergency Medical & Repatriation £10,000,000
Trip Cancellation & Curtailment £3,000
Baggage & Personal Belongings £2,000
Personal Liability £2,000,000
Activities & Sports 100+ Included automatically full list of activities
Coverage Limits
Emergency Medical & Repatriation £10,000,000
Trip Cancellation & Curtailment £3,000
Baggage & Personal Belongings £2,000
Personal Liability £2,000,000
Activities & Sports 100+ Included automatically full list of activities
Your health
Medical cover is the core protection if illness or injury happens while travelling. The policy wording also explains when the 24 hour assistance team should be contacted.
Emergency medical expenses
Up to £10 million
Emergency treatment costs abroad, with the full conditions and exclusions set out in Section A.
Diagnostic tests
Up to £10,000
Tests connected to an eligible emergency medical claim.
In-patient benefit
£20/day, max £300
A daily benefit while admitted as an in-patient abroad under the policy terms.
Additional mountain rescue
Up to £2,000
For risk-to-life mountain rescue, with the Nepal helicopter rescue note handled separately in the wording.
Your trip
This area is about the money tied up in the trip itself: cancellation, cutting the trip short, delays, missed departures, and certain transport problems.
Cancellation or curtailment
Up to £3,000
Protection for cancelling or cutting short a trip for insured reasons, subject to the relevant conditions.
Travel delay
£25 after 8 hours, max £100
A fixed benefit where delayed departure or arrival meets the policy wording trigger.
Abandonment
Up to £2,000 after 8 hours
Cover where a qualifying delay means the trip has to be abandoned.
Missed departure
Up to £300
For certain missed-departure situations covered by the wording.
Missed flight connection
Optional, up to £1,000
An optional benefit where a covered delay causes a missed onward flight connection.
Your belongings
Personal effects cover is split across baggage, money, travel documents and delayed baggage, with item limits and exclusions in the wording.
Baggage
Up to £2,000
For luggage and personal effects, subject to inner limits, evidence requirements and exclusions.
Personal money
Up to £500
Cover for eligible personal money losses under Section F.
Tickets
Up to £1,000
Protection for eligible ticket losses as described in the personal effects section.
Passport and visas
Up to £250
For eligible passport and visa replacement costs.
Delayed baggage
£100 after 8 hours
A benefit when baggage is delayed beyond the policy trigger time.
Liability, accident and legal
These sections sit outside the everyday trip/baggage benefits but can be important after an accident or legal issue while travelling.
Personal liability
Up to £2 million
For eligible liability claims made against you, subject to Section B.
Personal accident
Up to £25,000
A benefit for specified accident outcomes listed in the wording.
Legal expenses
Up to £50,000
For eligible travel-related legal costs under Section G.
Criminal injuries
£100/day, max £5,000
A daily benefit where the criminal injuries wording applies.
Options, activities and trip rules
The wording also explains optional winter sports benefits, trip type rules and sporting or adventurous activity conditions.
Winter sports extension
Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Sporting and adventurous activities
Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
Trip type
Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Important policy checks
These are the sections customers should not skip. They explain medical disclosure, exclusions, claims conditions, cancellation rights and how to make a claim.
Our coverage, unpacked
A more visual version of the page: each cover area gets a friendly name, a large image, and a short set of expandable benefit notes.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A simple guide to the protection behind your policy, from emergency medical support to cancelled trips and belongings while you travel.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A more visual version of the page: each cover area gets a friendly name, a large image, and a short set of expandable benefit notes.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A more visual version of the page: each cover area gets a friendly name, a large image, and a short set of expandable benefit notes.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A more visual version of the page: each cover area gets a friendly name, a large image, and a short set of expandable benefit notes.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.
Our coverage, unpacked
A more visual version of the page: each cover area gets a friendly name, a large image, and a short set of expandable benefit notes.
Medical help abroad
Your health
Emergency medical cover for illness or injury abroad, including urgent treatment, assistance support and selected rescue costs.
Emergency medical expenses Up to £10 million
Emergency and non-emergency treatment abroad, hospital costs, and eligible medical fees if you become ill or injured while travelling.
COVID-19 illness cover Treated like any other covered illness
COVID-19 is treated like any other covered medical condition, so eligible medical expenses arising from it can be covered.
Emergency medical evacuation Included where medically necessary
Necessary medical transport abroad, including ambulance, helicopter or air ambulance where medically necessary, with repatriation home if it is required.
24/7 GP phone support Air Doctor access
Access a global network of 20,000+ telemedicine doctors while travelling internationally through our partnership with Air Doctor.
Cancellations, delays and disruption
Your trip
Cover for the prepaid trip costs and travel disruption that can follow cancellation, curtailment, delays or missed transport.
Cancellation or curtailment Up to £3,000
Cover for prepaid trip costs if you need to cancel before departure or cut your trip short for an insured reason.
COVID-19 cancellation cover Included for specific reasons
Cancellation or curtailment can apply if you or a travelling companion are diagnosed with COVID-19.
Travel delay benefit Up to £100
A fixed benefit if your booked aircraft, train or sea vessel is delayed by at least 8 hours for a covered reason.
Flight delay lounge access Included
Register your flight in the app and get free lounge access if your flight is delayed by 2 hours or more.
Bags, money and documents
Your belongings
Protection for baggage, personal money and travel documents, with limits and evidence requirements applying to each item type.
Baggage Up to £2,000
For eligible loss, theft or damage to luggage and personal effects, subject to inner limits and exclusions.
Personal money Up to £500
Cover for eligible loss of personal money while travelling.
Passport and visas Up to £250
Replacement costs where passport or visa documents are lost, stolen or damaged.
Delayed baggage £100 after 8 hours
A benefit if checked-in baggage is delayed beyond the policy trigger time.
Trip style, activities and add-ons
Your activities and options
Activity-led cover for adventurous trips, optional winter sports and trip types that match how you travel.
Sporting and adventurous activities Over 90+ covered as standard
Over 90 sports and activities are covered as standard, subject to the listed activity conditions and exclusions.
View full list of activities covered Winter sports extension Optional
Extends medical cover and evacuation cover to include taking part in winter sports activities, and adds selected winter sports benefits where chosen.
Trip type Single trip or annual multi-trip
Whether you are planning one dedicated activity trip, a longer journey, or several shorter trips from home, you can choose the trip type that fits how you travel.
Covered reasons and policy checks
The explainer should still leave customers with the right next step: check the full wording for cancellation reasons, exclusions, disclosure rules and evidence requirements.
Policy documents
For additional details, check out our travel insurance Full Policy Wording and our insurance product information document (IPID). Underwritten by ____.