Gap Year Travel Insurance
Designed for full-year plans that can mix travel, work, volunteering, and more, with one policy that stays active across every stage of your gap year.
- Up to 12 months of continuous trip cover
- Working holidays and volunteering included
- Single policy for multi-country gap years
Travel Insurance
Cover
Covered
Cover
Assistance
Built for
gap year travel.
Gap years are rarely one single trip type. This policy is structured for long duration, multiple countries, and mixed purpose travel.
Gap Year Insurance
Built for long, flexible trips with changing routes, mixed activities, and extended stays abroad, all under one policy.
Working Abroad
Built for working holidays where travel and temporary jobs sit side by side, including bar work, farm work, and time off exploring.
Volunteering Cover
Volunteering placements are included when arranged as part of an organised programme, including community, conservation, and project-based work.
Long Stay Cover
Up to 12 months of continuous cover with no country limits. Medical expenses, activities, and working abroad all included as standard.
Cancellation Cover
If you need to cancel or cut your trip short, we cover unrecoverable costs including flights, accommodation, and prepaid expenses.
24/7 Emergency Assistance
Our emergency assistance team is available around the clock, every day of the year, wherever you are in the world.
Gap Year Travel Insurance
Gap year travel is usually a combination of experiences rather than one single trip type. You might start with independent travel, move into a working holiday placement, then join a volunteering programme in another country.
This policy provides a structured long-stay setup with one continuous period of cover for up to 12 months, so you do not need separate policies for each phase. Medical expenses, cancellation and curtailment, personal belongings, and emergency assistance are all included within the same policy framework.
One policy for the whole year abroad
A gap year is rarely one fixed itinerary. Plans can shift, countries can change, and different stages of the trip can overlap. This cover is built to keep the essentials under one policy, including:
- Long-duration trip cover for extended time away
- Working holiday and volunteering compatibility
- Multi-country travel under a single policy
- 24/7 emergency assistance throughout your journey
What does our travel insurance cover?
What does WorldMore Travel Insurance cover? These are four pillars of protection built into every WorldMore policy:
Medical Expenses
From emergency hospital treatment to same-day clinic care, necessary medical expenses are covered when you are unexpectedly ill or injured while travelling.
- Emergency treatment, ambulance, and repatriation
- Local clinic visits for minor injuries
- Dental cover to relieve pain and suffering, up to £250
- 24/7 global medical assistance
Cancellation Cover
Protection for pre-paid, non-refundable expenses if you are forced to cancel or cut short your trip due to severe illness, injury, or other insured events.
- Non-refundable accommodation
- Pre-paid lift passes & shuttles
- Unused transport tickets
Personal Belongings
Cover for loss, theft, or damage to your personal belongings, clothing, and essential gear while travelling, giving you peace of mind on the move.
- Theft from locked accommodation
- Lost or delayed baggage
Activity Cover
From trails to waves, our policies include over 90 sports and activities as standard, so your trip can combine multiple adventure plans under one policy.
- 90+ sports and activities listed in your cover
- One policy can cover multi-activity trips
- Recreational and guided adventure activities included
Keep your policy
organised abroad.
Access your key documents and support details while you travel through different countries.
Online Claims
Start your claim in minutes through our easy to use portal.
24-Hour Travel GP
Speak to a UK doctor anytime, anywhere via video or phone consultation at no extra cost. Instant peace of mind when you're far from home.
Mobile Wallet
Add your insurance certificate directly to Apple Wallet or Google Pay for instant offline access.
Pre-existing Conditions
Add cover for pre-existing conditions with simple medical screening, available online or over the phone.
Cover, made simple.
One policy with our highest limits, and activity cover included as standard.
including IPT
Based on a 12 month Worldwide (excl. USA/Canada/Caribbean) trip
Everything included:
- Medical cover up to £10M
- Trip cancellation & interruption
- 24/7 emergency assistance
- Instant policy documents
Common questions.
What gap year travellers ask before they book.
Is this policy suitable for a full gap year?
Can I combine travel, working, and volunteering on one policy?
Do I need a fixed itinerary before I buy?
Does cancellation cover apply to a long-duration trip?
When do I need to buy gap year insurance?
More questions? Contact our team
