Backpacking Travel Insurance

Backpacking Travel Insurance

Purpose-built for open-ended routes, frequent border moves, and transport-heavy trips where plans change quickly.

  • Cover for multi-country backpacking routes
  • Built for flexible, changing itineraries
  • Belongings and cancellation protection included

Travel Insurance

£10m Medical
Cover
120+ Activities
Covered
Comprehensive
Cover
24/7 Emergency
Assistance

Built for
backpacking trips.

From city-to-city moves to overnight transport and activity-heavy days, this cover is built for how backpackers actually travel.

Backpacking Cover

Protection for longer adventures, changing routes, and travel that does not follow a fixed itinerary.

No Limits on Countries Visited

No cap on how many countries you visit. Your cover moves with you regardless of how many borders you cross.

Baggage and Personal Belongings

Luggage, travel documents, and personal items are covered against loss, theft, and damage throughout your trip.

90+ Activities Automatically Included

Over 90 activities are covered as standard, no add-ons. If it's on our list, you're protected from day one.

Cancellation Cover

If you need to cancel or cut your trip short, we cover unrecoverable costs including flights, accommodation, and prepaid expenses.

24/7 Emergency Assistance

Our emergency assistance team is available around the clock, every day of the year, wherever you are in the world.

Backpacking Travel Insurance

Backpacking travel is usually high-mobility and low-structure. Plans change, transport changes, and routes can shift weekly. This policy is designed for that reality, so your cover can stay in place while your itinerary keeps moving.

Cover includes medical expenses, cancellation and curtailment, and belongings protection for insured events, with terms that suit multi-stop journeys rather than a single fixed-destination break.

Designed for route-first travel

Backpackers often book one leg, then decide the next destination on the road. This page focuses on that travel style, including:

  • Multi-country travel on one policy
  • Cover for changing itineraries within your area
  • Belongings protection while moving between places
  • Adventure activity protection as standard
  • 24/7 emergency assistance access abroad

What does our travel insurance cover?

What does WorldMore Travel Insurance cover? These are four pillars of protection built into every WorldMore policy:

Medical Expenses

£10m

From emergency hospital treatment to same-day clinic care, necessary medical expenses are covered when you are unexpectedly ill or injured while travelling.

  • Emergency treatment, ambulance, and repatriation
  • Local clinic visits for minor injuries
  • Dental cover to relieve pain and suffering, up to £250
  • 24/7 global medical assistance

Cancellation Cover

£3,000

Protection for pre-paid, non-refundable expenses if you are forced to cancel or cut short your trip due to severe illness, injury, or other insured events.

  • Non-refundable accommodation
  • Pre-paid lift passes & shuttles
  • Unused transport tickets

Personal Belongings

£2,000

Cover for loss, theft, or damage to your personal belongings, clothing, and essential gear while travelling, giving you peace of mind on the move.

  • Theft from locked accommodation
  • Lost or delayed baggage

Activity Cover

90+

From trails to waves, our policies include over 90 sports and activities as standard, so your trip can combine multiple adventure plans under one policy.

  • 90+ sports and activities listed in your cover
  • One policy can cover multi-activity trips
  • Recreational and guided adventure activities included

Stay covered while
moving constantly.

Useful digital access for backpackers who are regularly changing locations.

Online Claims

Online Claims

Start your claim in minutes through our easy to use portal.

24/7 Access
Submit anywhere

24-Hour Travel GP

Speak to a UK doctor anytime, anywhere via video or phone consultation at no extra cost. Instant peace of mind when you're far from home.

Doctor Available

Mobile Wallet

Add your insurance certificate directly to Apple Wallet or Google Pay for instant offline access.

Add to Apple Wallet
Instant Cover

Pre-existing Conditions

Add cover for pre-existing conditions with simple medical screening, available online or over the phone.

Cover, made simple.

One policy with our highest limits, and activity cover included as standard.

£1.99 / day

including IPT

Based on a 12 month Worldwide (excl. USA/Canada/Caribbean) trip

Everything included:

  • Medical cover up to £10M
  • Trip cancellation & interruption
  • 24/7 emergency assistance
  • Instant policy documents
A+ Rated Underwriters
Instant Cover

Common questions.

Common questions about backpacking insurance.

Can my route change after I buy the policy?

Yes. Backpacking routes often evolve. Your cover continues as you move between destinations in your selected cover area.

Is this policy built for multi-country backpacking?

Yes. It is designed for backpacking trips that include multiple countries under one policy.

What if my bags or gear are lost while travelling between stops?

Personal belongings and baggage are covered for insured loss, theft, or damage, subject to policy terms and limits.

Are adventure activities included during the trip?

Yes. A broad range of activities are included as standard, so active travel days can still be covered. View the full list of activities covered.

Can I start this policy once I am already abroad?

No. Backpacking cover must be arranged before you leave your home country.

More questions? Contact our team

Background

Travel light, move fast.
Go protected.

Get Backpacking Cover